CAR HAVEN_
(555) 000-0000 Hit us up
We hold the paper

We're the bank. You're approved.

No outside lender. No bank. No runaround. We write every note ourselves, right here. APR runs 5–7%, terms stretch to 90 months, and $10,000 down gets you started. If you want the car, we work to put you in it.

Get approved See sample terms
No banks APR 5–7% All credit runs
The run

Four moves
to the keys.

1

Apply

Fill the short form below. No bank application, no third party. It lands straight on our desk.

2

Get the nod

We approve in-house, so nobody's waiting on a lender. We run all credit and confirm your terms fast.

3

Set the terms

Put your $10,000 down, pick a term up to 90 months, and lock an APR between 5 and 7 percent.

4

Drive off

Sign with us and take the car the same day. You pay us direct. No middleman in the loop.

Sample terms

Pick the term
that fits.

Example monthly on $55,000 financed (a $65,000 car with the $10,000 minimum down). Short terms cost less in the end. Long terms ease the monthly.

48months
5.0% APR
$1,267/mo
  • Least interest paid
  • Clears the fastest
  • Our sharpest rate
Run 4 years
Most picked
72months
6.0% APR
$912/mo
  • Rate and payment balanced
  • Room left in the budget
  • Where most buyers land
Run 6 years
90months
7.0% APR
$787/mo
  • Smallest monthly
  • Keeps cash in pocket
  • Our longest stretch
Run 7.5 years

Sample figures for illustration only. Your real APR and payment get set in-house when you apply.

5–7%
APR rangeflat, honest rates
90mo
Terms toshrink the monthly
$10k
Down to startdrive it home today
Sameday
We decideno bank in the way
Payment model
$15k–$500k
$
$10k min
$
12–90 mo
months
5–7%
%
Your monthly, roughly
$912/mo
Amount financed$55,000
Total of payments$65,628
Total interest$10,628
Get approved

Model only. Your real APR, term, and payment get set in-house when you're approved. Minimum down is $10,000.

We carry the note

No banks.
No lenders.
No problem.

We finance every car ourselves. That means no third-party approval, no waiting on a bank, and no middleman padding your rate. We read the whole picture, not just a score. APR runs 5 to 7 percent, terms reach 90 months, and $10,000 down gets the ball rolling. Want the car? We work to get you there.

All you need

  • $10,000 down to start
  • Valid driver's license
  • Proof of income or ability to pay
  • Proof of insurance at handoff

You deal with us start to finish, and most folks who apply get the nod.

Apply for financing

Two minutes, straight to our crew. No bank, no third party, and we look past the score. You'll get a code to track your status.

Submitting means you're good with us reaching out about financing. We never sell your details. Already applied? Track your status →

Straight answers

Finance FAQ

Do you really run everyone?
Yes. We're the lender, so no bank's rulebook tells us no. Bring the $10,000 down and proof you can carry the payments, and we work to approve you.
Is a bank involved anywhere?
No. Every note is ours. There's no third-party application, no bank underwriting, and no middleman marking up your rate. You pay us direct.
How much down to start?
$10,000. More down drops both your monthly and the interest you'll pay overall, but $10,000 is all it takes to get going.
What APR am I looking at?
Sharp, between 5 and 7 percent. Your exact rate gets set in-house when you apply, based on the car, your down, and your term.
How long can the term run?
Up to 90 months. Longer means a smaller monthly. Shorter means less interest. Use the model above to find your balance.
Do you pull my credit?
Credit isn't the gate here. Since we hold the paper, approval rides on your down and your ability to make the payment, not a bank's score.

Ready for the nod?

We hold the paper, we run all credit, and you can drive off the same day. Apply now or get us on the line.

Get approved Call (555) 000-0000